How much have I saved?

Where is my money invested?

Investment options
You can choose from two types of investments.

You can find out more by downloading each of the lifecycle option leaflets below.

Drawdown lifecycle Cash lifecycle Annuity lifecycle

Please click here to see the full list of self-select funds.

How can I save more?

Even though you are near to retirement, it is never too late to save some more.

When you increase your contributions, Pearson will double your contributions up to a maximum contribution of 16%:

Pecentage pensionable salary
	Minimum			Maximum
Age	You pay	Pearson pays	Total	You pay	Pearson pays	Total
Under 30	2.5%	5%	7.5%	5%	10%	15%
30-44	2.5%	5%	7.5%	6%	12%	18%
45 and over	2.5%	5%	7.5%	8%	16%	24%

You can contribute more than the maximum limits shown above as an additional voluntary contribution (AVC) but Pearson will not double match this.

Please bear in mind that your total pension contributions are subject to HMRC’s Annual Allowance (AA).

Risk and the effect on fund values

With any investment comes a level of risk. By talking about risk, we mean how much your investments go up or potentially down in value. The more risky a type of investment, the more likely it is that returns are volatile – that is the fund will go up and down in value more frequently and by larger amounts.

If you are invested in one of the lifecycle options your Pension Pot will currently be switching in to lower-risk funds.

If you have self-selected your own investments and are in higher-risk funds, please consider whether you are happy with the amount of risk you are currently taking or want to transfer into lower-risk funds to protect the value of your Pension Pot.

Login

Log in to the Aviva membersite

As a member of the MP03 Section or the AE Section you can log in or register on the Aviva membersite at: www.aviva.co.uk/membersite

The member site will:

allow you to check the value of your Pension Pot,
give you information about your investment options, and
allow you to switch investment funds quickly and conveniently.

View ‘Managing your pension online’ guide which explains how to register.

Discounts

Aviva discounts

Aviva is offering members of the Plan additional discounts to its online premiums for car, home and travel insurance.

To find out more go to www.aviva.co.uk/affinities/pearson

At retirement

Our fund members

My options at retirement

Bringing all my savings together

Here to help

What if

Our fund members

Where is my money invested?

How can I save more?

Risk and the effect on fund values

Discounts

The Pearson Pension Plan Mezzanine Floor 80 Strand London WC2R 0RL			0800 781 1378
			pensions.helpline@pearson.com