Making your money grow

Snowdonia National Park, Wales

Whether you are an active member of the Plan, or have stopped contributions and have deferred benefits, there are still ways your benefits can grow.

If you are a Defined Benefit (DB) member, then your benefits increase in line with the rules of your section. The section information pages can be found here.

If you are a member of a Defined Contribution (DC) section or have Additional Voluntary Contributions (AVCs), your money gets invested in a selected range of funds provided by Aviva.

Different funds invest in different assets and you can either choose the fund(s) yourself via the self-select option or use one of our Lifecycle options. See the drop-down boxes below for more information.

We have several investment options available to members.

  • Lifecycle options

    If you do not want to manage your own investments, you can invest your pension pot using one of the Plan’s lifecycle options. These mean your contributions are automatically invested in different investment funds at different proportions as you get closer to your Selected Retirement Age (SRA).

    You can find out more by downloading the lifecycle option leaflets below.

  • Self-select options

    If you are confident about managing your own investments, you may want to self-select your own funds. The Plan has a range of funds for you to invest in.

  • Monitoring your investments

    Aviva membersite

    If you’re a member of a DC section or have AVCs, you can log in or register on the Aviva membersite.

    The membersite will:

    • allow you to check the value of your pension pot,
    • give you information about your investment options, and
    • allow you to switch investment funds quickly and conveniently.

    View ‘Managing your pension online guide‘ which explains how to register.

    Your annual benefit statement 

    You will receive an annual benefit statement showing the contributions paid into your pension pot (both your contributions and the contributions paid in by Pearson), the balance of your pension pot and an estimate of the pension you could receive when you retire.

  • To help you decide which investment option is right for you, the short animation below helps to explain more about investments and about risk.


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